FAST DECISIONS, FASTER FUNDING.
American Acceptance Corporation works with both consumers and franchise car dealers to achieve lending results that matter. We’re not your average lender. We don’t take part in the corporate framework that bogs down simple processes with paperwork and administrative complexity. As a result, we can offer the twenty-four-hour funding without frustrating fees and number-crunching headaches. Not every client will qualify for mainstream loans, but we believe in affordable payment options for all. Age restrictions, mileage restrictions – we’re not in the business of limiting our clientele with arbitrary constraints. Every case is different: by mainstream bank standards, a 1959 Harley Davidson Panhead or a low-mileage Ferrari 360 Modena would be unfinanceable. We don’t think that makes sense for any party involved.
Some clients can be difficult to place, even with regular income and a large down-payment. American Acceptance takes the time-consuming challenge of finding suitable financing off of your plate, so you can you can tend to your showroom floor again. Your business is important to us. Let us prove it. Our friendly and courteous team members are happy to speak with your finance associate after regular business hours and on Saturdays. Use a dealer management system? Not a problem. We’ll implement DealerTrack, Route One, or AppOne technologies, so you can receive electronic approvals at the click of a mouse. And for more traditional franchises, submitting approvals via fax machine and email remains a streamlined process.
Bad credit? Looking to refinance and get a better interest rate on a personal or title loan? We can make it happen.
At American Acceptance, we understand personal loans need to be as discreet as they are quick. That’s why we respect your privacy throughout the approval process, while considering your history – the one you tell us, not the credit reporting agencies. So, free up to $10,000 in the same day with the lowest rate guaranteed, and save yourself the hardship of prying background checks.